Conditions of access
Thank you for visiting our website. Before you go any further it is important that you read and understand the conditions under which you will use this website.
These conditions become effective when you access this website for the first time and constitute a binding agreement between us (The Standard Bank of South Africa Limited) and yourself, which will always prevail. The current version of these conditions will govern our respective rights and obligations each time you access this website.
Nature of information on this website
All information on this website is only intended to provide you with general information about us, our products, services and objectives. Whilst we have taken all reasonable steps to ensure the accuracy, completeness and correctness of the product information provided, we will not be liable for any damages and/or loss suffered from and/or reliance being placed on such product information.
Nothing on this website should be treated as an offer but merely as an invitation to do business with us.
All information is provided "as is" and should not be treated as professional or investment advice of any kind. You should consult your own professional advisors before relying on any information on this website.
Your privacy and security
Our commitment to your privacy and the security of your personal information is outlined in our privacy and security statement.
Amendments to these conditions
We may amend these conditions from time to time. By accessing this website you are bound to the version of the conditions published here at the time of any visit to this website. You agree to view the current version each time you access this website.
A certificate signed by the administrator responsible for maintaining this website will be prima facie proof of the date of publication and content of the current version and all previous versions of the conditions.
We may use the services of other organisations to provide information on this website. We have no control over this information and make no representations or warranties of any nature as to its accuracy, appropriateness or correctness. You agree that such information is provided "as is" and we will not be directly or indirectly liable for any damages that may arise from your reliance on it.
Linked third party websites
This website may contain links to other websites with information and material produced by other parties. While we try to provide links only to reputable websites, we cannot accept responsibility or liability for the information provided on other websites. A link from our website to any other website does not mean that we have scrutinised or endorsed the owners or administrators of this websites or their business or security practices and operations.
Permission for hyperlinks, deep linking, crawlers and metatags.
Nobody may establish a hyperlink, frame, metatag or similar reference, whether electronically or otherwise (collectively referred to as linking), to this website or any subsidiary pages before receiving our prior written approval, which may be withheld or granted subject to the conditions we specify from time to time.
An application for linking must be submitted to email@example.com. Once received we will do our best to respond and enter into further discussions with you. If you don’t get a written response from us within five business days, consider your request as having been rejected.
Breach of these conditions entitles us to take legal action without prior notice to you and you agree to reimburse the costs associated with such legal action to us on an attorney and own client scale.
Our intellectual property
We retain all copyright and other intellectual property rights in all material, including logos and other graphics and multimedia works published on or via this website. You are authorised to view and download one copy to a local hard drive or disk, print and make copies of such printouts, provided that:
the material is used for considering use of this website and for no other commercial purposes; and any reproduction of our proprietary material from this website or portion of it must include our copyright notice in its entirety.
The logos and trademarks shown on this website are our registered and unregistered trademarks or that of third parties. Nothing on this website should be construed as granting any licence or right to use any trademark without our prior written permission and/or that of third parties, as the case may be. You may not, without our prior written permission, use our intellectual property or that of third parties for any other purposes. An application to use our intellectual property must be submitted to firstname.lastname@example.org. Upon receiving your application we will do our best to respond and enter into further discussions with you. If you don’t get a written response from us within five business days, consider your request as having been rejected.
Irrespective of the existence of copyright, you acknowledge that we are the proprietor of all material on this website, whether it constitutes confidential information or not, and that you have no right, title or interest in any such material.
You are required to use and maintain hardware and software of sufficient quality and performance capability and to use only the latest versions of Microsoft Internet Explorer and Netscape browsers. Your failure to use these browsers may result in a higher security risk and/or cause some or all of the functionality of this website not to operate properly or at all.
Software, if any, made available for download on or via our website is governed by licence conditions that establish a legal relationship with the licensor. You indemnify us against any breach of these licence conditions. We give no warranty and make no representation, whether express or implied, as to the quality or fitness for purpose of the use of such software.
NO WARRANTY, WHETHER EXPRESS OR IMPLIED, IS GIVEN THAT ANY FILES, DOWNLOADS OR APPLICATIONS AVAILABLE VIA THIS WEBSITE ARE FREE OF VIRUSES, TROJANS, BOMBS, TIME-LOCKS OR ANY OTHER DATA OR CODE WHICH HAS THE ABILITY TO CORRUPT OR AFFECT THE OPERATION OF YOUR COMPUTER, DATABASE, NETWORK OR OTHER INFORMATION SYSTEM.
Transmission of information
Information transmitted via an unsecured link over the Internet, including email, is susceptible to potential unlawful access, distortion or monitoring. The measures we have taken to limit these risks are outlined in our privacy and security statement. As we do not have the ability to prevent unlawful activities by unscrupulous persons, you accept that we cannot be held liable for any loss, harm or damage suffered by you as a result. To limit these risks, we may request independent verification of any information transmitted by you via this website or email from time to time.
Termination, suspension and limitation
We may modify, suspend or discontinue this website, whether temporarily or permanently, without notice. We may also impose limits or conditions on the right to certain services, features or functions and we may restrict access to parts of or all of the services on this website.
No warranties or representations
We do not warrant that this website will be error-free or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality.
We expressly disclaim all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, year 2000-compliance, non-infringement, compatibility, security and accuracy.